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SISA Loans Are Back 😉 – The Basis Point – SISA Loans Are Back 😉 Julian Hebron | February 19, 2009. Yes, a new SISA had been rolled out: "Substantiated Income – Substantiated Appraisal". Ha! Don’t hold your breath waiting for the old one to come back. We have a new plan. There has been little done to help the actual borrower in.
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SISA Loans Are Back 😉 – The Basis Point – Many hope so. The plan applies to primary residences, and only to loans that don’t exceed Freddie Mac/Fannie Mae conforming loan limits. Homeowners who have conforming loans owned or guaranteed by Freddie Mac and Fannie Mae will be allowed to refinance their homes, even if they do not have 20 percent equity.
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