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80.01 – 100%CLTV – Prime +1.00% and maximum loan amount of $250,000.00. All loans and lines subject to credit approval. Rates are effective as of the date shown and are subject to change without notice.
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A 30/360 day count refers to how to calculate accrued interest. You take the interest rate (we’ll say 5%) and divide it by 360 to get the daily accrual rate (5% / 360 = 0.014%). This daily rate is then multiplied by 30 to get the monthly accrual rate (0.014% * 30 = 0.417%).
360 Mortgage Group, LLC is a privately owned mortgage bank. Offering fair lending for FHA home loans as well as VA loans. Questions About My Loan – 360 Mortgage Group
30/360 is calculated by taking the annual interest rate proposed in the loan (4%) and dividing it by 360 to get the daily interest rate (4%/360 = 0.0111%). Then, take the daily interest rate and multiply it by 30 to get the monthly interest rate (0.333%).
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