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Lenders who work with first-time home buyers are experienced at helping borrowers qualify for FHA loans and other mortgages with low down payment requirements. 4.5 NerdWallet rating
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Best Mortgage Rates & Lenders of 2019 | U.S. News – Conventional mortgage lenders typically require a down payment from 5 to 20 percent, though some offer loans with a down payment as low as 3 percent, according to the Consumer Financial Protection Bureau. If you have a down payment of less than 20 percent, your lender will likely require you to buy private mortgage insurance, which pays the lender if you default.